Cedric Dukes


Cedric Dukes photo
Cedric Dukes is the author of two books, Hostile Takeover – Manifesting God’s Plan and Purpose for Your Finances and the newly released book, The Power of Time- Living a Life of No Regrets. His specialty is finances, family and personal development. His focus is on the individual to leave a legacy as there is one life to live. He has written for several national and regional publications. Cedric has also spoken at national conferences across the U.S. and Canada and has been a guest on national radio shows. His website is CedricDukes.com.

Most Recent Articles by Cedric Dukes:

The Simple Truth on Investing

Dec 15, 2014 — Cedric Dukes

In the past month, the stock market has been volatile due to several factors. Those factors are based upon the investor’s psychological fears of Ebola, world economies, oil prices, and the upcoming elections.  More than 40% percent of people between the ages of 25 and 70 say in a survey they will never invest for fear of losing their money. These are warranted fears, but to tell you the truth, if you want your money to grow while you sleep you must invest. According to USA Today, 50% of middle-class adults in their 50s say they will work until they are at least 80 years old because they will not have enough money saved for retirement.


What’s in Your Wallet?

Dec 15, 2014 — Cedric Dukes

According to an ABC News survey, 80% of American households have at least one credit card. According that same survey, each cardholder owns an average of seven credit cards.  USA Today stated that credit card debt has doubled since the recession. Credit has become the new currency. With the increased spending, there comes the infamous “D” word – debt. There are a few facts about the recession that are good; (1) it exposed our inability to save and (2) it exposed our overindulgence with debt.


Avoiding the Christmas Financial Hangover

Dec 15, 2014 — Cedric Dukes

Christmas season is here again. This is the most exhilarating time of the year yet it can be expensive. A recent Gallup poll suggests that the average American shopper will spend an average of $800 for the Christmas season which is an increase of $80 from the previous year. This is also the season where shoppers feel the holiday financial hangover.  The hangover is when you overspent for the holidays and you are coming to the realization that you have limited spending money and the credit card bills are due in January. Don’t forego in buying gifts or spending more money than you allocated this season but have a plan.


Second Chance Opportunities

Jan 22, 2014 — Cedric Dukes

Having a financial goal is in the top 3 of all goals behind personal development and weight loss. Everyone wants to make more money, spend less, and invest more. As we come into a new year, the God, who owns everything, wants to give you a second chance in every area of your life.


Don’t Struggle – Get Your Peace

Jan 10, 2014 — Cedric Dukes

As we age, life becomes demanding. What previously worked in other situations rarely works. New concepts and approaches yield obscure results. Life obstacles come and go. Our human effort intensifies but does not provide a solution. No person can give us the peace that we desire.


The Legacy of Christmas

Dec 20, 2013 — Cedric Dukes

The holiday season is here.  The hustle and bustle of holiday shopping draws us to a frantic pace with sales at every turn of the corner. I enjoy seeing decorated houses, visiting family and friends and the smell of sweet baked goodies. You too have experienced a different kind of memorable legacies.  Memories left to us by our parents and grandparents will never be forgotten but there was a legacy over 2000 years ago that will be remembered for ever.


A Father’s Legacy

Nov 30, 2013 — Cedric Dukes

Children learn more from what you are than what you teach - W.E.B. Du Bois. For any number of reasons, a child mimics his or her role model. It is essential that parents remain active in a child’s life.


Living a life of no regrets with your time

Oct 31, 2013 — Cedric Dukes

You have 24 hours, 1440 minutes, or 86,400 seconds in a day – what do you do with your time?


Money does grow on trees

Oct 8, 2013 — Cedric Dukes

Many parents have made this statement to our children over and over again hoping that it would sink in.  Parenthood seems to be centered on our kid’s needs, wants, and desires.  We know that money does not grow on trees but if our children understood the concept of finances they can become that tree.  Here’s an alarming statistic - 60% of parents support their adult age children financially.  It’s nothing wrong financially supporting children but at some point we must cut the rope for the learning experience to kick in. Our objective is not to raise children but to raise future responsible adults.


Resolving issues in our world with a heart change

Aug 30, 2013 — Cedric Dukes

There are many issues in our world ranging from high unemployment rates, poverty, crime, corruption and failing cities.  It’s happening all around the world even in our communities. Experts claim that creating more programs, jobs, and laws will fix these issues. It will fix some but not all. Life will certainly be filled with issues; our response will determine our future.


Your family legacy - finding easy ways to eliminate debt

Aug 6, 2013 — Cedric Dukes

The average American card holder carries more than six credit cards and has a household debt of more than $10,000. Popular financial books and financial companies say there is good and bad debt. Let’s look at it in detail. Bad debt happens when we become dissatisfied in where we are in life therefore we buy things that may make us happy and satisfied for a while and includes things which does not have a lasting value.


The best advice for high school graduates entering college

Jul 21, 2013 — Cedric Dukes



Congratulations graduates and parents, you have made it! High school graduation is a breaking away of adolescence and entering into the adult phase of life. Your training in the past 18 years will set the stage for your college experience.


Finances has its perfection in marriage

Jul 21, 2013 — Cedric Dukes


Marriage is a partnership between two different humans from different families that are wired differently in their thought and thinking process. Each spouse brings different experiences, different values and different expectations from the past. So when we talk about finance in marriages, one must understand how a spouse thinks and reacts, which is consistent with their past. This will form whom they really are – a spender or a saver and thus perfection in finances will yield great fruit.


Taking steps to find money in your house

Jul 15, 2013 — Cedric Dukes

We have seen over the past year, The Great Debt Ceiling Debate. Whether you are for or against, it was an interesting discussion. We are truly educated about the United States debt ceiling now more than ever. So let me ask you a question. Are you able to raise your own debt ceiling?


Unconditional love either way

Jul 14, 2013 — Cedric Dukes

Life is nothing more than a trial and error. Trial and error brings success and failure. Perfection is never guaranteed. Mistakes are missed opportunities falling short of God’s intended purpose or His intended purpose. Whether the mistakes are in finances, failed relationships, or personal issues, God still loves us. Our mistakes in the eyes of a person can be insurmountable but from God’s perspective, it’s for our good.