Christmas season is here again. This is the most exhilarating time of the year yet it can be expensive. A recent Gallup poll suggests that the average American shopper will spend an average of $800 for the Christmas season which is an increase of $80 from the previous year. This is also the season where shoppers feel the holiday financial hangover. The hangover is when you overspent for the holidays and you are coming to the realization that you have limited spending money and the credit card bills are due in January. Don’t forego in buying gifts or spending more money than you allocated this season but have a plan.