People who caused the loss of trillions of dollars of wealth to the American people are still in power, lecturing us on how irresponsible we are in our lives, our spending habits, our energy use, fuel use
In early 2008, my husband and I were looking to purchase a house. We were very careful, looking for a home that we needed and could afford, not a home that we wanted. As we visited various builders in the areas, we began to notice mortgage brokers busy with clients in various processes of finalizing contracts. The buyers were of modest income, some did not speak English at all, but purchasing half a million dollar plus homes in upscale neighborhoods. I was surprised that so many lower income people would qualify for such an astronomical purchase, the most expensive item the average American buys in his/her lifetime.