C.D. Howe Institute

The C.D. Howe Institute is a national, nonpartisan, nonprofit organization that aims to improve Canadians' standard of living by fostering sound economic and social policy.The Institute promotes the application of independent research and analysis to major economic and social issues affecting the quality of life of Canadians in all regions of the country. It takes a global perspective by considering the impact of international factors on Canada and bringing insights from other jurisdictions to the discussion of Canadian public policy.The Institute encourages participation in and support of its activities from business, organized labour, associations, the professions, and interested individuals. For further information, please contact the Institute's Development Officer at [email protected]

Most Recent Articles by C.D. Howe Institute:

Business Tax Burdens by Major City: 2016 Report Card

Dec 13, 2016 — C.D. Howe Institute

Calgary is increasingly lagging behind Saskatoon, which has the most competitive overall business tax environment among the largest cities in each Canadian province, according to a new C.D. Howe Institute report. In “Business Tax Burdens in Canada’s Major Cities: The 2016 Report Card,” authors Adam Found and Peter Tomlinson rate the largest cities in each province for their business tax competitiveness using a comprehensive measurement tool.

How to Break Up the Logjam over Pharmacare

Oct 21, 2015 — C.D. Howe Institute

An expanded federal role in financing pharmacare would set the stage for wider coverage and greater cooperation in drug pricing, states a new report from the C.D. Howe Institute. In “Feasible Pharmacare in the Federation: A Proposal to Break the Gridlock,” authors Åke Blomqvist and Colin Busby propose a politically affordable way forward to start addressing the runaway drug prices paid by Canadians.

Pension Funds and Retirement Savers Face a Future of Lower Investment Returns

Oct 7, 2015 — C.D. Howe Institute

Pension funds and retirement savers face a future of lower investment returns, states a new report from the C.D. Howe Institute. In “One Percent? For Real? Insights from Modern Growth Theory about Future Investment Returns,” authors Steve Ambler and Craig Alexander project a 1 percent rate of real return for risk free investments like Treasury bills, forming an anchor for the returns on other financial assets, including bonds and equities.

Canada’s Uneven Economic Growth: What Policymakers Should Do

Sep 2, 2015 — C.D. Howe Institute

Toronto, – Economic growth from technological innovation tends to spring up in unpredictable places, creating winners and losers, states a new report from the C.D. Howe Institute. In “Mushrooms and Yeast: The Implications of Technological Progress for Canada’s Economic Growth,” author Peter Howitt finds that rather than focusing on supporting specific industries, governments should encourage and harness economic growth through a process of “creative destruction.”

Expand Limit on Covered Bonds, but Know the Risks

Aug 20, 2015 — C.D. Howe Institute

Although few outside of financial circles have heard of covered bonds, they have emerged as an important and efficient funding channel for Canadian mortgage lending, according to a new report released today from the C.D. Howe Institute. In “How to Make the World Safe for (and from) Covered Bonds,” author Finn Poschmann addresses the fact that covered bond issuance in Canada has a regulatory limit of 4 percent of bank assets, a rate that is lower than in most advanced economies, and explores the case for expanding that limit.

How Small Businesses Can Get a Better Deal Out Of FTAs

Aug 6, 2015 — C.D. Howe Institute

Toronto,  – The high costs of complying with Rules of Origin (ROO) requirements mean that small and medium-sized firms (SMEs) often find it cheaper and more efficient to pay customs duties instead of producing the paperwork that would allow them access to preferential, often zero tariffs under trade agreements, according to a new report from the C.D. Howe Institute.

How to Fix Canada’s Unemployed Doctor Problem

Feb 5, 2015 — C.D. Howe Institute

Toronto, – Canadian healthcare is facing a paradox: recently graduated specialist physicians struggle to find work, even as Canadians report long wait times for their services, says a report released today by the C.D. Howe Institute. In “Doctors without Hospitals: What to do about Specialists Who Can’t Find Work,” authors Åke Blomqvist, Colin Busby, Aaron Jacobs, and William Falk find that if policymakers do not shift course, the problem could worsen, resulting in a significant underutilization of resources, and even outmigration of Canadian-trained specialists.

Program Providing a Pathway out of Poverty for Disadvantaged Youth

Jan 22, 2015 — C.D. Howe Institute

Pathways to Education, an educational support program for disadvantaged students, has had a significant effect on high-school graduation and postsecondary enrolment, finds a report released today by the C.D. Howe Institute. In “Evaluating Student Performance in Pathways to Education,” authors Philip Oreopoulos, Robert S. Brown, and Adam Lavecchia, find encouraging results, so far, for Pathways sites in Toronto.

Alberta, Ontario Lead in Innovation Ranking

Nov 28, 2014 — C.D. Howe Institute

Alberta and Ontario are leading the pack in innovation as measured by patents filed per capita, according to a new report from the C.D. Howe Institute. In “Measuring Innovation in Canada: The Tale Told by Patent Applications,” authors Robbie Brydon, Nicholas Chesterley, Benjamin Dachis and Aaron Jacobs show for the first time which provinces and which sectors are leading or lagging in Canadian-led innovation for the Canadian market.

Canada Needs A Faster, Better Payments System

Nov 20, 2014 — C.D. Howe Institute

Canada needs a better and faster payments system, according to a report from the C.D. Howe Institute. In “A Speedier and More Efficient Payments System for Canada,” author Mati Dubrovinsky finds that the Canadian economy would benefit from an upgraded payments system that creates lower financial risk, lower payment-processing costs for businesses and, as a consequence, makes Canadian businesses more competitive globally.

Time to Reform Telecommunication and Broadcast Policy for the Digital Age

Nov 5, 2014 — C.D. Howe Institute

The legislative, regulatory and institutional framework governing the Canadian telecommunications and broadcast sectors is outdated to the point of dysfunction, and requires a fundamental overhaul. This is the consensus view of the C.D. Howe Institute’s Competition Policy Council, which held its eighth meeting on October 23, 2014.

How to Kick-Start Target Benefit Pension Plans for Federally Regulated Employees

Oct 15, 2014 — C.D. Howe Institute

Despite having been available for decades, target benefit pension plans (TBPs) will continue to be resisted by federally regulated employers unless a legal flaw is fixed, according to a report from the C.D. Howe Institute. In “Target Benefit Plans: Improving Access for Federally Regulated Employees,” author Randy Bauslaugh finds that TBPs are rarely adopted by federally regulated private-sector employers because federal pension law casts doubt over the ability of employers to limit their financial exposure, a key attribute of TBPs for employers.

Government Budget Overruns Cast Doubt on Reports of Sustainable Healthcare Spending

Oct 2, 2014 — C.D. Howe Institute

Canadians should hold off on declaring a slowdown in government healthcare spending to sustainable growth rates, says a C.D. Howe Institute report released today. In “Bending Canada’s Healthcare Cost Curve: Watch Not What Governments Say, But What They Do,” author William B.P. Robson finds that reports of slower growth in healthcare spending have been repeatedly wrong-footed by chronic budget overshoots. So recent estimates that healthcare spending is no longer growing faster than the economy may also prove optimistic.

Why the CRTC Should Pass on Pick & Pay TV

Sep 26, 2014 — C.D. Howe Institute

A proposal by the Canadian Radio-Television and Telecommunications Commission (CRTC) to mandate “pick-and-pay” television offerings for Canadians is deeply misguided, according to a report from the C.D. Howe Institute. In “Let the Market Decide: The Case Against Mandatory Pick-and-Pay,” authors Lawson Hunter, Edward Iacobucci and Michael Trebilcock find that mandating consumers to be able to subscribe to pay and specialty services on a service-by-service basis would be a slippery slope to still more regulation, and would become irrelevant at best in the ongoing telecom revolution.

Why Governments Are Wrong to Overlook Enhancing RRSPs

Sep 11, 2014 — C.D. Howe Institute

Government policymakers should not overlook enhancing RRSPs as a way to boost retirement savings by Canadians, according to a report from the C.D. Howe Institute. In “The Overlooked Option for Boosting Retirement Savings: Higher Limits for RRSPs,” author Alexandre Laurin finds that those who most need private saving to meet their retirement income goals use RRSPs more extensively than widely believed.

Uncorking Competition for Beer and Wine in Ontario

Aug 20, 2014 — C.D. Howe Institute

The lack of competition in Ontario’s system for alcoholic beverage retailing causes higher prices for consumers and foregone government revenue, according to a report from the C.D. Howe Institute. In “Uncorking a Strange Brew: The Need for More Competition in Ontario’s Alcoholic Beverage Retailing System,” authors Paul R. Masson and Anindya Sen call for a more competitive system in alcoholic beverage retailing in Ontario, which would result in increased government revenue, lower prices, and more convenience for consumers.

Slaying Deficits: Timing is Key for Ontario and Ottawa

Jul 23, 2014 — C.D. Howe Institute

Ontario should not delay fiscal consolidation, while Ottawa should take a more gradual approach than planned, according to a report from the C.D. Howe Institute. In “User Discretion Advised: Fiscal Consolidation and the Recovery,” author William Scarth calls on the Ontario provincial government to address its long-term sustainability challenges before it embarks on any major new expenditures, while stating that the federal government should delay its final stage of deficit reduction.

Quantity versus Quality: Solutions to Canada’s Falling PISA Scores

Jun 18, 2014 — C.D. Howe Institute

Canadian educators can draw key lessons on how to improve student performance from the most recent Program for International Student Assessment (PISA) report, according to a new C.D. Howe Institute publication. In “What Policies Work? Addressing the Concerns Raised by Canada’s PISA Results,” author John Richards addresses six widely discussed education policies that may reverse Canada’s falling PISA scores. Relying on the exhaustive background research undertaken by PISA, he concludes that four of the policies may work; two probably won’t.

Falling PISA Grades Should Worry Provincial Educators: C.D. Howe Institute

Jun 11, 2014 — C.D. Howe Institute

Toronto, - Canadian provinces should be concerned about slipping high-school students’ scores - in reading, science and mathematics - as assessed by the Program for International Student Assessment (PISA), according a new report from the C.D. Howe Institute.

Doing Less with More: Why Quebec Lags in Access to Doctors

May 27, 2014 — C.D. Howe Institute

Toronto,  - Despite having more family physicians per capita than many other jurisdictions, Quebec lags Ontario and Western Europe when it comes to access to primary care, according to a report from the C.D. Howe Institute. In “The Case of the Vanishing Quebec Physicians: How to Improve Access to Care,” author Claude E. Forget, former Quebec Minister of Health and Social Services, calls for primary care reforms that focus on providing more care in communities and clinics, rather than in hospitals.