The following article is the first of three that the author is, or soon will be, submitting. The second will be on understanding the basics of money. In both this and the next article, it is the author’s intention to deal strictly in very basic economic fundamentals and refrain from making or drawing political connections. The third, and last, article will reverse the focus and concentrate on the politics that affects economies and people as a result of either not understanding or of intentionally ignoring the fundamentals described in the first two articles.