It is so easy to yield to the counsels of despair. Debt drowns our national and state governments. California, for example, has a state deficit of about $19 billion, which appears impossible to pay. The federal deficit for Fiscal Year 2010 will be about $1.5 trillion. How big is that? The population of our country is about 300 million. The deficit, then, is equal to about $5,000 for every person in America – not federal expenditures, mind you, just expenditures over revenue collections.