Government created “housing bubble” that was coupled with the Federal Reserves

Why You’re Broke

By Alan Caruba —— Bio and Archives--December 17, 2009

American Politics, News | Comments | Back To Full Article

While it is incontestably true that a lot of people took out mortgage loans they could not afford to replay, it is just as true that they were encouraged to do so because banks were required by federal law to make these bad loans. Bankers even gave them an acronym, “Ninja” loans as in “No Income, No Job, No Assets.”

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