Harare, Zimbabwe-A middle-aged woman (Mrs Moyo) wakes as early as 4 a.m. to rush into town. Today she hopes to beat the long zigzagging queue at the bank and possibly be in the top ten who are going to be served first. But alas, when she reaches the building society along Sixth Street, much to her dismay, there are already thirty people. Other women, older than her are wrapped in blankets, a sign that last night they made their home in the pavement leading to the bank’s entrance.