I have just turned 66. All my friends, family, colloquies, and people in line at Walmart tell me I should apply for benefits since now I can draw "Full" benefits and keep working which is the boomer generations equivalent of having a Winnebago and being a Snowbird.
First a word about "Full" benefits; every once in a while, on a seemingly random basis I receive a statement from the Social Security Commissar that tells me what's supposedly my hypothetical Social Security Account is in Bill Clinton's mythical lock box. When my turn in the barrel rolls around and I am lucky enough to win a report I notice that it always tells me if I am disabled I will receive X-1, is I claim benefits at 62 I receive X, If I wait and claim benefits at 66 I receive X+1, and if I wait until I am 70 I receive X+2. So how does 66 equate to full benefits?