Want to be successful? Want to be rich?
A lot of people would have you believe it's all about luck and privilege, or where you were born, or who you know. But it's not. Those things can put you in a better position, without a doubt, but no one builds real wealth or maintains real wealth without maintaining good habits. By the same token, if you're struggling financially, don't believe the people who tell you there's nothing you can do about it. Establishing and maintaining good habits puts you in a strong position to break out of a difficult position and to move into a better one.