The latest musings by the federal government about potentially allowing additional voluntary contributions to the CPP have re-ignited the debate about Canadians and their savings. In addition to the Conservatives shifting positions from opposing expansion to being open to voluntary expansion, the Liberals also abandoned their previous openness to voluntary expansion and now insist mandatory CPP expansion is necessary. As the backdrop to the debate, much media punditry cites as settled fact that most Canadians simply aren’t saving enough money for their retirement.